What is a Credit Insurance? The Credit Insurance is an instrument the purpose of which is to protect the companies against the risk of non payment of accounts receivable, both in the national and international markets, due to declared insolvency (bankruptcy, suspension of payments with creditors, or other similar situations), or for non payment of credits for more than 6 months. It is possible to cover credit invoices for assets or services that are commercialized inter companies, on short terms (up to 1 year), or long terms (up to 3 years). The Credit Insurance Policy covers: The necessity of risk prevention and selection. Portfolio follow up. Indemnity for unpaid credits. Management and collection services. What are the policy's complementary services? Evaluation and individual selection of risks: The Company evaluates all the Insured's credit portfolio and provides counselling regarding definition of credit limits to its clients, during the entire policy period. Portfolio follow up: The Company will notify in case of any situation that it presumes or anticipates will signify payment problems. Collection in case of loss: The Company will take charge of prejudicial and judicial collection measures and of costs incurred anywhere in the world where there are clients of the insured covered by the policy.